Privacy

Short version: this site collects nothing about you.

• No cookies and no local storage are set by this site.
• No analytics, advertising or tracking scripts are loaded.
• Calculations run in your browser. The numbers you type (income, balance, repayments) are never sent to a server, stored or shared. Closing the page erases them.
• No account, no form, no email list.
• Fonts are served from this site, not from a third party.

Hosting logs

Like any web host, Cloudflare, Inc. (101 Townsend St, San Francisco, CA 94107, USA) processes technical data such as IP addresses to deliver pages and protect against attacks. This is governed by Cloudflare’s own privacy policy. The publisher of this site does not receive or use this data to identify visitors.

Your rights

Because no personal information is collected, there is nothing to access, correct or delete. Visitors in Australia, the EU/UK and California keep all rights under the Privacy Act 1988 (Cth), the GDPR/UK GDPR and the CCPA respectively; if this ever changes (for example if advertising is added), this page will be updated before the change, and consent will be requested where the law requires it.